Business Loans Designed for Business Owners

Business Capital For

Construction

Fast, flexible funding tailored to your industry. Approvals in as little as 24 hours with funding up to $5M.

How much capital do you need?
$500,000
$5K $5M+
Get Pre-Qualified
24hr
Approval
$5M+
Funding capacity
95%
Approval rate
Takes 2 minutes. No credit pull. No commitment.
Our Products
Financing Solutions
For Your Business

Whether you need working capital, equipment financing, or a line of credit — we have the right solution.

Merchant Cash Advance

Flexible funding based on your future sales. Payments adjust to your revenue.

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Business Line of Credit

Draw funds as you need them. Only pay interest on what you use.

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Term Loans

Fixed payments with predictable terms. Ideal for larger investments.

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Equipment Financing

Fund the equipment your business needs. Use the equipment as collateral.

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SBA Loans

Government-backed loans with competitive rates and longer terms.

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Revenue-Based Financing

Funding that scales with your revenue. No fixed payments — pay as you earn.

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The Process
Four Steps to Funding
01

Apply Online

Complete our simple 2-minute application with basic business details.

02

Get Matched

We review your application and match you with the best funding options.

03

Review Offers

Compare terms, rates, and amounts from our network of lending partners.

04

Get Funded

Accept your offer and receive capital deposited directly to your account.

Why Cardova
Built Different.
Built For You.

We combine the sophistication of institutional finance with the speed and flexibility your business demands.

24hr
Approval Time

Same-day approvals and funding. Because opportunities don't wait.

$0
Hidden Fees

Transparent terms from day one. Know exactly what you're paying.

1:1
Dedicated Advisor

A personal specialist who understands your industry and goals.

95%
Approval Rate

Bad credit? Short time in business? We look at the full picture.

Client Success
What Business Owners Say

Real results from real business owners who trusted Cardova Capital with their growth.

"Cardova Capital got us $250K in under 48 hours when our bank said it would take 6 weeks. The process was seamless and our advisor walked us through every step. We've since come back for a second round of funding."

MR
Marcus Rodriguez
Owner, Rodriguez Construction — Dallas, TX

"As a medical practice owner, cash flow gaps between insurance reimbursements were killing us. Cardova structured an MCA that aligned perfectly with our revenue cycle. Professional, fast, and they actually understood our industry."

SP
Dr. Sarah Patel
Owner, Patel Family Medicine — Atlanta, GA

"I needed to add two trucks to my fleet before peak season. My bank wanted 3 months of paperwork. Cardova had the capital in my account in 36 hours. No games, no runaround. I've already referred three other trucking companies."

JW
James Washington
CEO, Washington Freight LLC — Chicago, IL
Common Questions
Frequently Asked Questions

Will applying affect my credit score?

No. Our initial pre-qualification uses a soft credit check that does not affect your credit score.

How fast can I receive funding?

Most businesses receive funding within 24-48 hours of approval. Some merchant cash advances can be funded same-day.

What are the minimum requirements?

At least 3 months in business, a business bank account, and minimum monthly revenue of $10,000.

How much capital can I qualify for?

Funding amounts range from $5,000 to $5,000,000 depending on your business revenue and financial health.

Is there a cost to apply?

Absolutely not. Applying is completely free with no obligation.

Personal Service

Your advisor picks up.
Every time.

When you work with Cardova Capital, you get a dedicated funding advisor who knows your deal inside and out. Not a call center. Not a chatbot. A real person with a direct line.

Direct personal number. Call or text anytime.
One point of contact from application to funding.
Proactive updates at every stage of your funding.

No credit pull. No commitment. Takes 2 minutes.